Your Property Is Handing Over.
Is Your Finance Ready?
We specialise in securing handover finance for Dubai off-plan properties , before the final payment is due.
Check My Handover ReadinessWhy Timing Matters
Banks Take Time
Mortgage approvals can take 4–8 weeks. Starting early is essential.
BCC Is the Trigger
Once the Building Completion Certificate is issued, the clock starts ticking.
Options Reduce Late
The earlier you apply, the more lenders and rates are available to you.
Your Handover Finance Timeline
12 months before
Review your finances
6 months before
Assess borrowing capacity
3 months before
Begin mortgage application
BCC issued
Fast-track approval
Handover
Keys in hand
Developers we work with
Common Questions
A Building Completion Certificate is issued by the Dubai authorities when your tower is officially complete. It triggers the final payment window with your developer , making mortgage timing critical.
We recommend starting at least 3–6 months before your expected handover. This gives time for full underwriting and rate shopping.
Yes. Several UAE banks offer handover finance for non-residents, typically at lower LTV thresholds. We handle the full process from overseas.
Passport, Emirates ID (if resident), salary certificates, last 6 months bank statements, and your SPA / payment plan with the developer.
Approvals can usually be extended. We coordinate directly with the lender to align timelines with developer updates.
